Posts Tagged“finance”

Puai Wichman Identifies Best Investment Options Available For Beginners

Investing your hard-earned money should never be taken lightly. It requires careful consideration and strategy that should be approached seriously. In a world where tempting high-yield accounts are a dime a dozen, it’s important to look beyond the flashy numbers and weigh the risks properly. As the saying goes, not all that glitters are gold. Even if you’re starting, it’s possible to make smart investment decisions that help you preserve your capital and make a decent profit. Whether you’re a seasoned investor or a newbie, Puai Wichman identifies the best investment options for beginners. So, before you jump into any…

How are Title Loans Calculated?

How Does a Title Loan Lender Calculate Your Car Title Loan Amount? If you’re interested in applying for an auto title loan, you may be curious to know how lenders determine the loan amount you’d receive. Do title loan lenders focus on difficult requirements? Is it simple to get a good cash total? How are title loans calculated? Do they use a title loan calculator? When you inquire about a title loan with your lender or provider, these are the factors they make to calculate your loan amount: A Qualifying Vehicle with a Title in Your Name The loan amount…

Six Reasons Why Hiring a Financial Consultant is Beneficial for Your Business

A financial expert provides financial services to businesses, investors, households, and individuals. They help their clients manage their wealth planning and financing options, provide sound investment advice and help manage their assets and investment portfolios. If you’re making independent financial decisions for your business, you risk negating the economic factors that may influence your business’s bottom line. Moreso, wearing too many decision-making hats increases the margin of human errors, putting your business at a higher risk. Ideally, you must hire a professional with a valid certification and prior experience in dealing with various financial management services. The larger your organization,…

Tired of living paycheck to paycheck?: Plan your future with a Retirement counsellor

Did you know that 82% of South Africans live from paycheck to paycheck? Only a small minority of our population claims to have saved enough if they lost their job right now. In this case, as well, most of them don’t feel confident about going a year without a job. This hints at a major financial instability. Now, imagine what happens 20 years or 40 years down the line, when you retire. Would you still be living with the same finances or would you have strengthened your grounds? We would like to think that the situation would be glossier. One…

CEO of Earnity, Dan Schatt, Shares Solid Reasons Why Crypto Will Shape the Future of Finance

Society has mixed opinions about cryptocurrencies. Early adopters believe that it will bridge the future of finance, while traditional finance purists claim it’s just a fad. Regardless of how you feel about crypto, it’s here to stay. No, it will not make you rich overnight. However, blockchain technologies and decentralized platforms can bring us an array of services that traditional finance can’t beat. To help you better understand crypto, the CEO of Earnity, Dan Schatt, expounds on the real-world applications and benefits of crypto technologies: Personal Loan Applications Applying for personal loans shouldn’t feel as intrusive as it does. You…

Saving Money Does Not Have to Be a Challenge

How good of a job would you say you do when it comes to saving money? If keeping more of your dollars has in fact been a challenge, would you not like to change this moving ahead? Assuming you said yes, there are ways to go about it. So, are you ready to do a better job of handling your hard-earned dollars? Be Smart When it Comes to Your Finances In doing more to better handle your money, here are some thoughts to keep in mind: 1. Not overspending – There is no reason for you to be overspending time…

Common Trading Errors that Beginners Make and How to Prevent Them

Trading cryptocurrencies can seem fascinating, especially for those beginning their investment journey. No doubt, it can offer numerous wealth creation opportunities. However, none of them is achievable without a solid understanding of the market, trading process, currency exchange, market risks and a trusted platform like MetaTrader 5 Australia. Just like other forms of investment and trading, cryptocurrency trading also has a set of principles and practices that all investors must follow to gain profit. Demand for Cryptocurrency in Australia Cryptocurrency exchange and trading is all the rage in Australia today. Young and experienced traders grow their money and diversify their…

Do You Have Student Loans? Here Are 3 Simple Ways To Lower Your Interest Rates

If you have a student loan, you know you’ll need to pay it back at some point. Maybe you’re out of college, and you’ve joined the workforce. If so, you’ll want to pay back that loan as soon as you can since that means one less financial obligation. Perhaps you’re wondering if there are ways to lower your loan’s interest rate. This is a possibility, and we’ll talk about three of the most popular ways to do so below. 1. Refinance Refinancing is one way to secure a lower interest rate. A student loan payoff calculator can help you determine…

How Do You Opt For Credit Card Consolidation Loan

  Are you someone who is not able to meet numerous credit card payments because the rate of interest is high? Do you simply want to switch from credit to saving? If yes, now is the time to opt for a credit card consolidation loan. This way you will be able to get rid of your credit card debt. The procedure itself means to bring all the pending balances to one single bill. Basically, it is one of the best ways to manage all the debt without falling into any mess. Before getting started with credit card consolidation, it is…

6 Reasons Crypto Mining is No Longer Worth It

Crypto mining is the process by which new cryptocurrency is brought into existence, according to finance experts like Dan Schatt and others. Early on, anybody could become a miner with a desktop PC, and it was enough to generate coins at a somewhat predictable rate. Then miners discovered that graphics cards used by gamers were more efficient at the type of repetitive calculations required to mine bitcoins or other cryptocurrencies. As time went on, dedicated mining equipment was developed. These chips, known as Application-Specific Integrated Circuit (ASICs), are now the only way to profitably mine bitcoins and other cryptocurrencies. Crypto…