Posts Tagged“money”

How often would you say it is you get to travel on a regular basis? If you are like some people, the answer is likely going to be not enough. With this in mind, is money the main thing preventing you from traveling more often? If it is, what steps can you take to change this moving ahead? Deals Are Out There if You Know Where to Look So that you have more opportunities to travel than you do now, finding deals goes a long way. That said are you looking in the right places for such savings? You need…

You’re living on your own. You’re almost done school or you’ve landed your first big job! But nobody told you that “adulting” was so expensive. Besides the obvious costs like food and rent, you may find that your bank account is being drained by a few dozen little costs that add up to way more than you anticipated. Every now and then, you may find yourself coming up short. Even if you’re pretty good at budgeting, unexpected expenses have a tendency to derail the best-laid financial plans. But you’ve got this, right? You’re not going to ask your parents for…

Those who are living with debt that does not exceed $250,000 and who have a steady source of income are potentially excellent candidates for a consumer proposal. Filing a consumer proposal is one way that people who can’t pay back their creditors can find debt relief. In a consumer proposal, the debtor and creditor come to an agreement that acknowledges that the debtor can’t pay back what they owe in full. Unsecured debt isn’t attached to physical assets that a creditor can easily take back, which makes consumer proposals a good alternative. The creditor gets back at least some of…

On the face of it, a half-payment budgeting solution seems like a disaster waiting to happen. However, it can be a solid strategy if you want to stretch your dollars. Here’s how it works. Budgeting can be a difficult and, let’s face it, depressing process. Constantly being reminded of how much money you don’t have can make you want to raise your spirits by [ominous music here] spending money. However, if you don’t want to adopt a draconian budgeting approach, you may want to learn more about the half-payment budgeting method. No – you don’t just pay half your bills…

Every parent should know that teaching children the true value of money, together with financial responsibility importance is vital for future development. Nowadays, it is more important than it ever was to teach teens how to be credit card savvy. Really good credit automatically means that the child ends up understanding things when young. This prepares them for the time when they will be alone. Turning Point USA works hard to teach children and teenagers about financial responsibility. They offer the following tips. Discussing Financial Realities The first thing to do is to talk to the teen about living in…

Photo by Katie Harp on Unsplash When unforeseen circumstances throw a wrench in your affairs, panicking is an understandable response. Keeping a level head and working through things logically, however, can save you a lot of long-term hassle. Unexpected expenses can really throw out your budget, but there are ways to deal with them that won’t make the sky fall in. Plastic is Not Fantastic When your bank balance doesn’t exactly cover the bills, it can be tempting to reach for your trusty credit card and put everything firmly in the deal with it later pile. The problem with this…

My friend Michelle L Marquez was by far and away the best student in the class when we studied law back in university and everyone could see that she would go on to become a great legal professional. Whilst we were planning the weekend’s festivities Michelle would be studying arbitration law, fraud cases and other ‘exciting’ aspects of the law, and she was always destined for great things. Michelle decided to chose a career working within the stock market and the securities commission, and I caught up with her recently to find out why this area of law was the…

If you win the Mega Millions lottery, chances are you have some amazing luck. But to go along with that luck, you are going to need some smarts as well, in order to preserve and grow your fortune, and ensure that you don’t accidentally blow it all. Some lottery winners make the mistake of stepping out into the spotlight, spending lavishly, controlling their own finances and failing to invest any away. No, no, no. If you want to make the most out of your lottery jackpot, follow these easy rules.  Go Anonymous The temptation will certainly be there to shout…

As great as the internet is for finding in-depth info on basically any topic to ever exist, it can be a misleading place where convenience and laziness reign supreme. We’re already overly reliant on the top results Google serves us, and when we read information that agrees with our preconceived notions, we tend to automatically agree without investigating further. In the case of debt relief, a stigma already exists about the industry’s lack of legitimacy. Circulating press from the Freedom Debt Relief lawsuit back in November only further muddled the picture as one of the nation’s largest debt relief providers…

Following Tim Draper’s prediction that bitcoin will hit $250,000 by 2022, we can’t help but wonder how this development will be felt in the online gaming market. We’re already seeing some of the best online gambling sites offer players the chance to use bitcoin and other cryptocurrencies to play their favorite casino games, but will this trend continue to progress, or will it die out? The Rise of Cryptocurrencies It is no longer the case that bitcoin is only used on the dark web, as the use of cryptocurrencies are becoming increasingly common at mainstream websites. Retailers like Overstock.com and…