Browsing CategoryFinance

Have you been doing a good job of snagging discounts when you get the chance over time? If the answer is no, now would be a good time to change that. By getting discounts when you can, you have more money in your wallet and feel better about finances. So, how best to be finding those discounts? Use Some Commonsense to Save Money When it comes to keeping more of those hard-earned dollars you work for, here are a few pointers to help you: Sign up for rewards programs – Given many brands offer rewards, it would be silly not…

There are a lot of people who want to get quick, large gains when it comes to money. But lucky for most of us, it is actually possible. We’ll be taking a look at 3 popular methods including the five biggest lotteries where people can win big money. What would you do if you got rich quickly? Would you spend money on a vacation? Buy a new house? It’s all up to you on how you can spend your money no matter how much you earn. If you are looking for big, fast gains then there’s a good chance that…

In February, USA Today published this shocking piece about credit card debt. In it, they revealed that the average credit card balance in the U.S. is over $6,000. Part of the reason for this is the following: “A middle-class lifestyle has become more expensive with the cost of healthcare and education outpacing wage growth,” the article says.  Not all of this credit card debt is for handbags and electronic gadgets; the shocker is that many people carry a balance to buy groceries, according to the same article. In fact, there are many ways that consumers fall into the spending trap.…

Nearly all businesses provide their employees with workers’ compensation cover. This kind of insurance is used as a safety net, that protects both employees and their employers in the event of an accident at work.  If you’re an employee who obtains an injury at work or an illness, then you could be eligible to file a claim and have your medical bills and loss of earnings covered by workers’ compensation. Of course, this kind of cover will vary per state so you should speak with your employer if you want more information on what is covered in the event of…

While the COVID-19 economic crisis has been addressed in part by the provisions of the CARES Act (Coronavirus Aid, Relief, and Economic Security Act), taxpayers who receive Social Security payments should be aware that their benefits might be taxable. In the following article, Optima Tax Relief reviewsv what Social Security recipients need to know about their tax obligations. If you are a taxpayer who is currently receiving Social Security benefits in the form of a monthly retirement income, disability benefits, or survivor benefits, you might have to pay federal income taxes on a portion of the payments you’ve received. However,…