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Posts Tagged“finance”

Jeffrey Small, the founder of Arbor Financial Group, discusses why everyone should consider working with an investment advisor and the different options available for people planning to retire shortly. Jeffrey Small is a financial planner and wealth manager with Jeffrey Small Arbor Financial Group, a fee-only financial planning and investment management firm in Florida. He is an Investment Advisor Representative who has been working with clients throughout the Boston area for over 20 years. Jeffrey has been featured on numerous media outlets and is the author of the #1 Amazon Best Seller ‘Turning Financial Planning Right-Side Up.’ We asked Jeffrey…

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With the advantage of no mortgage, no need for relatives/colleagues to guaranty, unsecured loans have become the preferred choice of many customers who need loans today. Loan approval or not is based on the borrower’s personal loan history and his or her ability to repay. In addition to these issues, what do you need to pay attention to when taking out a salary-based unsecured loan? The concept of unsecured loans according to payroll If you are a new borrower for the first time, you should learn through the form of unsecured loans by salary before making a final decision on…

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The personal loan market has seen a significant dip from AUD168.5 billion to AUD147.5 billion in the one year from August 2019-2020. This has led to lenders reducing interest rates and making personal loans attractive. However, getting a low interest personal loan can be tricky if you are not aware of the process.  Read this article to understand the steps involved in applying for a personal loan. Armed with this information, you will be better equipped to negotiate the best rates and get your loan approved quickly.  Know What You Need The first step to getting a personal loan is…

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Getting bridging finance is one of the easiest – and quickest – ways by which you can get a ready amount of cash. You can use it for an urgent purchase or to bridge the period between the sale of an existing property and the purchase of another.  But how can you be sure that you’re getting the right amount for your needs? Also, how do lenders compute the interest you need to pay on top of the actual amount of the loan?  This is where bridging loan calculators come in.  What is a Bridging Finance Calculator? Bridging finance calculators…

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There are plenty of good reasons to try to live a healthier lifestyle, but did you ever think about the effect on your wallet? Healthier choices can save you money in a number of different ways. Below are just a few of them. Cheaper Food The next time you go to the grocery store, check out the price difference in a bag of carrots versus a bag of potato chips. In general, healthy unprocessed food such as fruit and vegetables, is cheaper than food that is bad for you. There are exceptions, and organic food or food that becomes trendy,…

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The short answer – not anytime soon. Hope you enjoyed the article and have a nice day. Of course, we’re joking! This article could get a bit technical so we’ll try to simplify it as much as possible. Cryptocurrencies have been all the rage in the last couple of years. The digital currencies have shown substantial growth – some currencies grew up to 100,000,000% in their early years – which has motivated many people to start mining for coins. This in itself is a very complicated subject, so we won’t delve into it in this article – maybe another day.…

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Learning to live off of a pension, savings, and social security can be intimidating. Retirement should be the time you get to sit back and relax comfortably in life, not fret over expenses. Matthew Bussard provides financial services to retired individuals across Rhode Island. Here are his recommendations for how to earn extra income during retirement, so you can live out your golden years without financial concerns. Dividends A dividend is a payout of a company’s earnings—either cash or additional stock—to its shareholders as determined by the company’s board of directors. Low-risk stocks, mutual funds, and exchange traded funds that…

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  We live in heady times. Everywhere you look, prices are on the rise. From groceries to gasoline, our cost of living has suddenly begun to soar. But why? The answer lies in our nation’s money supply. To cope with the Coronavirus pandemic, the US government rolled out unprecedented stimulus programs. To fund them, the US Federal Reserves fired up the printing presses. Day and night, they churned out the US dollars needed to fund stimulus checks, the PPP, and more. By the time the money printer stopped brrring, the supply of US dollars had exploded. By the end of…

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It is common knowledge that to start or continue a business, money is the required fuel. Two primary ways are identified in the financial world to raise money or keep its constant flow for keeping the business running: Debt: This happens when the business takes up a loan from any other entity or a bank with the promise of returning the money and a certain additional percentage as interest. Equity: This happens when a business breaks its parts into shares and sells those shares in the open market in exchange for money. The individuals or entities who buy those shares…

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If you have concerns as a small business owner, do some stand out from others as most pressing? Yes, being an owner does mean you have a lot of responsibilities weighing on your shoulders. That said you want to be able to deal with the most important concerns. This is so that your business does not go down a road of not being able to recover. Do Financial Challenges Have You Concerned? In looking at challenges your operation may be dealing with, do financial issues jump out? If you are having some money challenges, now would be a good time…

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