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Posts Tagged“money”

One of the reasons why so many people fail to go after that business idea which they’ve had in mind, is down to the fact that they don’t have the money. This however should never be a reason as to why someone shouldn’t start a business, because there are just so many ways to go about securing the funding that you need to get your business off the ground. My buddy Paul works for Sertant Capital, a gourd who lend money to businesses to secure equipment, and he is often taken aback by how little people know about where they…

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Setting up a business is one of the most intriguing ventures for most individuals nowadays. Since you are risking all your savings into opening up a business, you want it to become successful. But not every business owner is fortunate enough to achieve success in their endeavors. Hence, here comes the role of an accountant. He is the one person who can make your business achieve its objectives and make it profitable. Accountants are not only important for a new business owner but they are equally important for any company that is running at a loss. This is so because…

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Year-on year thousands of people decide to take the plunge and quit smoking during the month of January, there are usually three main reasons for this – to improve health, to save money, or both. If now id your time to quit tobacco for good, there are various ways you can conquer the craving, the easiest by far is to switch to vaping. Research shows that it is safer than smoking, you have full control over your nicotine intake and there is a flavour for every palette, best of all – it’ll save you some serious £££. The cost of…

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How often would you say it is you get to travel on a regular basis? If you are like some people, the answer is likely going to be not enough. With this in mind, is money the main thing preventing you from traveling more often? If it is, what steps can you take to change this moving ahead? Deals Are Out There if You Know Where to Look So that you have more opportunities to travel than you do now, finding deals goes a long way. That said are you looking in the right places for such savings? You need…

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You’re living on your own. You’re almost done school or you’ve landed your first big job! But nobody told you that “adulting” was so expensive. Besides the obvious costs like food and rent, you may find that your bank account is being drained by a few dozen little costs that add up to way more than you anticipated. Every now and then, you may find yourself coming up short. Even if you’re pretty good at budgeting, unexpected expenses have a tendency to derail the best-laid financial plans. But you’ve got this, right? You’re not going to ask your parents for…

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Those who are living with debt that does not exceed $250,000 and who have a steady source of income are potentially excellent candidates for a consumer proposal. Filing a consumer proposal is one way that people who can’t pay back their creditors can find debt relief. In a consumer proposal, the debtor and creditor come to an agreement that acknowledges that the debtor can’t pay back what they owe in full. Unsecured debt isn’t attached to physical assets that a creditor can easily take back, which makes consumer proposals a good alternative. The creditor gets back at least some of…

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On the face of it, a half-payment budgeting solution seems like a disaster waiting to happen. However, it can be a solid strategy if you want to stretch your dollars. Here’s how it works. Budgeting can be a difficult and, let’s face it, depressing process. Constantly being reminded of how much money you don’t have can make you want to raise your spirits by [ominous music here] spending money. However, if you don’t want to adopt a draconian budgeting approach, you may want to learn more about the half-payment budgeting method. No – you don’t just pay half your bills…

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Every parent should know that teaching children the true value of money, together with financial responsibility importance is vital for future development. Nowadays, it is more important than it ever was to teach teens how to be credit card savvy. Really good credit automatically means that the child ends up understanding things when young. This prepares them for the time when they will be alone. Turning Point USA works hard to teach children and teenagers about financial responsibility. They offer the following tips. Discussing Financial Realities The first thing to do is to talk to the teen about living in…

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Photo by Katie Harp on Unsplash When unforeseen circumstances throw a wrench in your affairs, panicking is an understandable response. Keeping a level head and working through things logically, however, can save you a lot of long-term hassle. Unexpected expenses can really throw out your budget, but there are ways to deal with them that won’t make the sky fall in. Plastic is Not Fantastic When your bank balance doesn’t exactly cover the bills, it can be tempting to reach for your trusty credit card and put everything firmly in the deal with it later pile. The problem with this…

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My friend Michelle L Marquez was by far and away the best student in the class when we studied law back in university and everyone could see that she would go on to become a great legal professional. Whilst we were planning the weekend’s festivities Michelle would be studying arbitration law, fraud cases and other ‘exciting’ aspects of the law, and she was always destined for great things. Michelle decided to chose a career working within the stock market and the securities commission, and I caught up with her recently to find out why this area of law was the…

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